The Defire-Finance project was established in order to communicate simple and comprehensible information on financing possibilities related to real-estates. Nowadays, this is highly demanded by young people in particular.There are many products on the current financial market enabling financing. We are happy to help you gain one of the most competitive financial offers by respectable banks on our market.
On our web you will also learn of products related to estate insurance, establishment of credit cards, cash loans and opening a bank account.
In case you are interested in an average valuation of your finances, we offer establishment of building saving with 100% discount related to the charge! Further respective info can be found in particular sections.
We guarantee:
- fast action,
- low demand related to your wages and salaries,
- one of the lowest interest rates on the market,
- guaranteed interest rates for up to 20 years,
- possibility to modify your instalments in the course of the loan,
- free premature repayment!
We firmly believe that you will be interested in our project and that you will become our satisfied clients.
Your Defire-Finance team
Your Defire-Finance team
About us
We are a team of financial consultants engaged in estate financing (residential and recreational buildings), lands and reconstructions. We also procure loans for legal entities – for housing associations in particular. We are able to procure financing for your reconstructions or refurbishments related to blocks of flats.Our main partners are: Hypocentrum Modré pyramidy, Komerční banka, Hypoteční banka, UniCredit Bank, Raiffeisen Bank, ČSOB and others. We further cooperate with insurance companies Allianz, Kooperativa, Generali and Česká pojišťovna.
What we can finance:
- real-estate purchase
- cooperative share purchase
- building plot purchase
- building construction
- real-estate reconstruction
- real-estate refurbishment and maintenance
- heritage settlement and community property settlement
- refinancing your existing mortgages/loans
- financing your previously paid own financial means
- combination of the above-mentioned purposes
- auctions
Object related to Mortgage Loan
- building plot
- residential real-estates
- housing unit subject to cooperative ownership being transferred to personal ownership
- residential house
- recreational object
- commercial object
- Are you afraid of growing interest rates in your bank?
- A unique interest rate on our market starting from 4,29 % and 6-year fix.
- Account administration from CZK 25 CZK per month.
- You already have all necessary documents at home, you only need purchase and mortgage agreement and used estate appraisal.
- We guarantee interest rates for 16 years at least.
- Your finance will be ready for up to 1 year in advance on current terms and conditions.
- Extraordinary instalments any time without any penalties and charges with aback 2% interest rates.
- Of course, without any flat fee (you can save up to CZK 10 000).
Reno LOAN – complex and fast solution for legal entities
- Do you live in a block of flats and you don't want it to fall on your head in a close future?
- You do not like when you have to deal with a lift in your house being out of operation and leaking pipelines?
- Are you afraid of extremely high costs of heating?
- Favourable interest rate from 4,89 % p.a.
- Loan from 0 % advance payment
- Loan without any security of up to CZK 10 mio.
- Possibility to decrease interest rates of 2% using subsidies related to a state program named Panel
- low fees
- Possibility of extraordinary deposits and instalments without penalties*
- Possibility to realize an overall reconstruction by a specialized company Revita G
- Reduced heating and maintenance costs in the times when prices of energies are increasing
- Increased total value of a house and individual flats
- Extended lifetime and improved look of your house
- Increased comfort of living
- Solution to all problems at once
to get a favourable loan for house repairs.
Model examples (with security included)
| Loan amount | Monthly instalment | Instalment after deduction of 2% state subsidy |
|---|---|---|
| 1 000 000,- Kč | 6 075,- Kč | 4 408,- Kč |
| 2 000 000,- Kč | 12 150,- Kč | 8 816,- Kč |
| 3 000 000,- Kč | 18 225,- Kč | 13 225,- Kč |
| 5 000 000,- Kč | 30 375,- Kč | 22 041,- Kč |
